Round-ups

Round-ups turn every purchase into a little saving. Copper rounds each purchase up and moves the spare change from left-to-spend into a bucket you choose, usually a goal.

​

Turn on round-ups

Go to Settings › Round-Ups. Below the boost, Copper shows what a $4.30 purchase would save with your settings. Tap Save when you’re done.

​

How the math works

Copper rounds the purchase up to the next whole step, then multiplies the difference by your boost. A purchase that’s already a whole step, like $20.00 when rounding to$1 or $5, saves nothing.

​

Which purchases round up

Every purchase rounds up once, as soon as it arrives: pending or posted, on checking or on a card, including purchases you log with Apple Pay. These don’t:

• Credit card payments
• Transfers out
• Loan payments

If a pending charge posts for a different amount, its round-up is worked out again. If a transaction is deleted or excluded, its round-up goes back to left-to-spend.

​

Pause when money’s tight

With Pause when money’s tight on, round-ups hold back when you can least afford them:

• During a heads-up. While Copper expects you to run short before payday, round-ups stop until the paycheck lands. See Heads-up alerts.
• Near zero. A round-up never takes left-to-spend below $0. If only part of it fits, only that part moves.

​

Turn round-ups off

Choose Off under Save to and tap Save. Money already saved stays in the bucket.