Every Copper plan includes every feature. Plans differ only in how many banks you can link.

Plans

Prices are shown in US dollars. The App Store shows the price for your country before you buy, and that’s the one that applies.

What counts as a bank

A bank is one sign-in at one institution through Plaid. All the accounts under that login count once: if your checking, savings and credit card are all at the same bank and you link them together, that’s one bank.

What works without a plan

Everything except linking banks. Without a plan you can still create budgets and buckets, join a shared budget, and use everything in a budget someone else has linked banks to. That means a partner you invite doesn’t need to pay unless they want to link their own banks. Each person’s plan covers the banks they link, in any budget.

Free trial

New subscribers can start with a 7-day free trial. You get full access right away, and the plan starts at the end of the trial unless you cancel at least 24 hours before it ends. Each Apple ID can use a plan’s free trial once. If notifications are on, Copper reminds you two days before the trial ends.

Start or change a plan

Plans are bought in the iPhone app, through the App Store:
  • During setup, on the plan step. See Getting started.
  • Any time after, in Settings › Current Plan.
Pick monthly or yearly, choose a plan, and confirm with your Apple ID. Your current plan shows in Settings, for example “Core · Trial, 5 days left”. You can’t move to a plan that holds fewer banks than you have linked. Copper tells you how many to disconnect first. Changed phones or reinstalled? Tap Restore purchases on the plan screen.

Cancel

Cancel in your Apple ID settings: open the iPhone Settings app, tap your name, then Subscriptions. You can also tap Manage subscription in Settings › Current Plan in Copper. Cancel at least 24 hours before the end of the period to stop the next renewal. You keep your plan until the end of the time you’ve paid for.
When a plan ends, Copper disconnects your linked banks, so balances and transactions stop updating. Your budgets, buckets and history stay in your account, and you can link your banks again after you resubscribe.
Deleting your Copper account doesn’t cancel an App Store subscription. Cancel it in your Apple ID settings so you aren’t charged again.

Billing questions

Payments, receipts and refunds for App Store purchases are handled by Apple.